Definitions of the terms used in this booklet

Benefits

• Attendance Allowance
• Constant Attendance Allowance
• Disability Living Allowance
• Employment and Support Allowance
• Industrial Injuries Disablement Benefit
• Pension Credit
• Personal Independence Payment (PIP)
• State Pension
• Universal Credit
• War Widow’s or War Widower’s Pension

Capital is the total value of your savings, cash, home, other property, land and investments. This includes, but is not limited to, bank or building society current and savings accounts, National Savings Certificates, Premium Bonds, ISAs, stocks and shares.

A deferred payment agreement is a legal arrangement with us which allows you to use the value of your home to help pay the cost of your residential care. It is similar to a mortgage.

Fee levels are the weekly charges which we pay to residential and nursing homes. We agree the maximum amounts for the different levels of care a person needs. We review the fees every year.

Income includes all regular payments that you receive, for example, state benefits, and occupational and private pensions.

Incapacity - a person may be considered to be incapacitated if they are receiving or qualify for one or more of the state benefits listed below, or a similar benefit.

• Employment and Support Allowance (support component)
• Universal Credit (limited capability for work and work-related activity component)
• Disability Living Allowance
• Personal Independence Payment (PIP)
• Attendance Allowance
• Constant Attendance Allowance

Independent homes are run by voluntary or private organisations and may offer residential or nursing care, or both.