What is a deferred payment agreement?

A deferred payment agreement is an arrangement with us, West Sussex County Council, that allows you to use the value of your home to help pay the cost of your residential care. If you are paying for your own care, but can’t afford to pay the full weekly cost because most of your money is tied up in your home, a deferred payment agreement means you don’t have to sell your home immediately to release the money to pay for your care.

Considering your options

Deferred payment agreements will suit some people’s circumstances better than others. A deferred payment agreement is only one way to pay for your care. We strongly recommend that you get independent financial advice if you are thinking about having a deferred payment. This will make sure that you understand all the options that are available to you and you will be clear about whether a deferred payment is right for you and your family. Please see the information about getting independent financial advice.

The amounts quoted are valid up to April 2025.